When buying a
safe for work it is important to make the right choice so that you are covered in the event of a break in or fire. The cash rating of the safe is the total amount of cash that an insurance company will cover against loss in that model of
safe. The cash ratings are recommended rating but the actual amount of cover may be different depending on your individual insurance cover. You should double check with you insurance company if they agree with the cash rating of any safe you are going to buy. The rating is also normally given on the assumption that it has been installed to manufacturer specifications, bolted down, fixed in place etc.
Safe cash ratings are normally given based on the level of protection they offer. The protection and therefore cash rating is improved by such aspects as wall thickness, type of locking mechanism and construction materials. Generally the higher the cash rating the more secure the safe.
Cash rating can also be applied to jewellery contents by multiplying by a factor of ten. Insurance companies will allow a much higher value of jewellery to be stored over cash. So for example a safe with a cash rating of £10,000 can be used to store up to £100,000 of jewellery.
If you are buying a
fire safe they also have a fire time rating which is the amount of time the contents will stay protected in a buring fire. This is